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Everything You Need to Protect Your Business
Natural disasters. Employee injuries. Lawsuits. These are just a few concerns that necessitate good business insurance. Part of running a successful business means making sure you have everything protected. Having good business insurance means you don’t need to worry about what could happen if something goes wrong. Even if you have hard-to-place risks, Avalos Insurance helps connect you with just the right insurance so you can focus on what you do best – running a successful business.
- Bonds
Along with business insurance, many clients will refuse to work with you unless you are bonded. Obtain insurance and bonding to ensure you’re not limiting your business growth.
- Business Insurance
During the normal course of running your business, unfortunate circumstances may occur. Business Insurance protects you from losses that could result from property damage, legal liability, and employee-related risks.
- Commercial Auto Insurance
Whether you have a single vehicle or an entire fleet, commercial auto insurance protects you in the event of damage or an accident. It’s important to ensure any vehicle you use for business, along with your commercial drivers.
- Commercial Property Insurance
Fires, storms or other unexpected incidents can cause harm to your commercial property. Protect your vital assets with commercial property insurance.
- Directors & Officers Liability
Civil and criminal actions can be brought against the directors or officers of a business. Directors and officers liability insurance protects them, or the company itself, from losses or helps with defense costs.
- Employment Practices Liability
Employment practices liability insurance, also known as EPLI, protects you, as an employer, against claims employees could make alleging discrimination, wrongful termination, harassment, or other employment-related issues.
- Excess Liability/Umbrella Insurance Policies
If your general liability insurance reaches its limit, then excess liability insurance can cover the remaining sum toward one specific policy. Similarly, umbrella insurance can cover the remaining sum on a claim to coverage that has reached its limit. However, unlike excess liability insurance, you can apply umbrella insurance to multiple policies and to cover claims not included in primary policies.
- General Liability Insurance
Running a business can mean running into unfortunate circumstances. General liability insurance can protect you from claims for bodily injury, property damage, and personal injury.
- Group Health Insurance
Providing good group health insurance as part of an employee benefits package can mean attracting the best candidates for your positions. Most Americans have coverage through their employer.
- Professional Liability Insurance
If your business provides advice or services, professional liability insurance protects you from bearing the full cost of defending against negligence claims made by a client.
- Special Event Insurance
It’s all fun and games until someone slips and falls. Special event insurance protects your business in case your event takes an unexpected turn and you find your business involved in a lawsuit liable for damages or injuries.
- Workers Compensation Insurance
Protect your employees and your business. Despite efforts to keep employees safe on the job, accidents do happen. Workers compensation covers lost wages and medical treatment in the event of work-related injury or illness.